Mortgage Guides

Applying for a mortgage can seem like a daunting task. What mortgage is right for you? Where can I get the best rates? How much can I afford to spend on a home? These are all common questions we get from our clients but there’s a lot of other questions you should be asking too. It’s all pretty stressful and it can be pretty frustrating if you don’t know much about how mortgages work. Making the wrong decision can cost you a lot of money in the long run. Scary right! Well it doesn’t have to be. We have broken everything down into easy steps you can follow.

Ten Easy Steps to Buying a Home

Mortgage Understanding

It’s natural to fear what we don’t know. That’s why our goal as your mortgage broker is to get you informed and educated about knowing the ins and outs of getting a mortgage. We want to give you knowledge so you can make an informed decision with confidence, More importantly we want to make this a stress free process for you. From the point where you start saving money to the moment you get the keys, you can find everything you need to know in this mortgage guide. By the time you are done perusing our website, the chances are you will know more about mortgages than the person at your bank begging you for your business.

What mortgage is best for me?

Get a second opinion

It’s always a great idea to get a second opinion when applying for a mortgage. Even if you already have someone taking care of your mortgage needs, feel free to give us a call for some advice. Brad Murdoch and the team at The First Mortgage in Edmonton are always happy to answer questions and offer free mortgage advice. Of course we want your business but we are also long term thinkers. A five minute phone call could save you thousands of dollars. Knowledge is power and we want to put you in a position of power when negotiating with the banks.

You won’t get any high pressure sales tactics from us. Rather than focusing on getting the sale, we focus on building relationships and helping to ease the stress. We want you to walk away from our conversation thinking “wow, I feel so much better about all of this now!”. What do we get out of this? Your trust and respect. Our angle is that if we do a great job of helping you or your friends get informed, it increases our chances of getting a referral someday in the future. It’s that simple.